Lower your payment
You can lower your mortgage payment by refinancing at a lower interest rate, eliminating your mortgage insurance, extending the term of your loan, and finding a better homeowner insurance rate.
Use your home equity to better
A home equity loan is a good idea if you're using the funds to make improvements to your home or consolidate debt at a lower interest rate.
Pay off your loan faster
You may have the advantage of speeding up loan repayment as it can save you money. In many cases, prepaying a personal loan saves the borrower money in interest
Get a low rate for the life of
You can get a lower mortgage rate by making a larger down payment, improving your credit score, buying points, shortening your loan term, and setting an interest rate