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Thursday October 19, 2017

Privacy Policy

Effective Date: October 30, 2015

 

This privacy policy applies to the information you may provide to us when you visit eLendingSaver.com (the “Website”).  Please read this policy carefully to understand our information practices regarding the specific service you request.

 

By using this Website or any of the services offered on or through the Website, you are agreeing that you have read, understand, and accept the practices described in this Privacy Policy.  

 

Information We Collect and How We Use It

 

When you use the Website for any service we offer, we may also collect non-personally identifiable data about your activity when visiting the Website, including the pages you view, your preference settings, the IP address assigned to the computer you use when visiting the Website, the type of browser you use, your operating system, and whether you reached our website directly or by clicking on a link.  This data is not personally identifiable.  It helps us determine the extent to which our visitors use certain parts of the Website, which, in turn, enables us to make the Website as useful as possible.

 

We also track the number of visitors to our Website that come from one of our promotional partners’ websites and the identity of the promotional partner that directed the individual to our Website.  We record this information to determine if our online marketing or promotional campaigns are successful.

 

Additionally, we record your Internet Protocol (IP) addresses when you visit our Website.  An IP Address is a number that is used by other computers to identify your computer when you log on to the Internet.  We use this information to analyze trends, to administer the Website, to track users’ movements around the Website, and to gather demographic information about our user base as a whole.

 

Do We Use Cookies?

Yes.  Cookies are small files that can be transferred to your computer’s hard drive through your Web browser.  Cookies enable us to recognize your browser and capture and remember certain information that you previously shared with us, such as your setting preferences.  We use cookies to understand and save your preferences for future visits, to keep track of advertisements, to track visitors through our Website, and to compile aggregate data about site traffic and site interaction so that we can offer a better experience in the future.  If you prefer, you can choose to have your browser notify you each time a cookie is being sent or to refuse cookies altogether.  If you turn your cookies off, some of our services may not function properly.

 

How Do We Use Your Information?

We may use your personally identifiable information to provide you our services, including when you request to be connected with lenders for a personal loan. We do this by sharing your information with third parties so they may correspond with you and provide you with information that you have requested.

 

We may use your non-personal information to personalize and improve your experience on our Website; to respond to your communications with us; to improve our customer service; for internal research, recordkeeping, and reporting purposes; and for our own marketing purposes.

 

How Do We Share Your Information?

We may share information that we collect with our vendors or service providers who help us operate our business; for our own marketing purposes; for our affiliates’, service providers’, and other third parties’ marketing purposes; in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of our company, our employees, our Website users, or others; or to enforce our Website terms and conditions or other agreements or policies.  We may also transfer any data we collect in connection with a corporate change such as a merger, our acquisition by another company, or a partial or total sale of our assets (including as part of a bankruptcy proceeding).

 

Third Party Websites

This Website may contain links or references to third party websites.  This privacy policy does not cover any personally identifiable information that you provide to the owner of a third party website.  We recommend that you consult the privacy statements of all third-party websites you visit by clicking on the “privacy policy” link typically located at the bottom of the web page you are visiting.  

 

California Information-Sharing Disclosure

We may make your personal information available to third parties for their marketing purposes as described in this Privacy Policy. If you do not wish to share your personal information in this way, you may opt-out of this information sharing by emailing us at info@elendingsaver.com

 

Interest Based Advertising

We may partner with ad networks and other ad serving providers (“Advertising Providers”) who serve ads on behalf of us and others on non-affiliated sites. Some of those ads may be personalized, meaning that they are intended to be relevant to you based on information Advertising Providers collect about your visits to this site and elsewhere over time.

 

You may visit www.aboutads.info to learn more about this type of advertising and how to opt-out of this form of advertising by companies participating in the Digital Advertising Alliance (“DAA”) self-regulatory program.  Note that electing to opt out will not stop advertising from appearing in your browser or applications.  It may make the ads you see less relevant to your interests.  In addition, note that if you use a different browser or erase cookies from your browser, you may need to renew your opt-out choice.

 

Security

We are committed to ensuring that your information is secure.  We take reasonable administrative, physical, and technical measures to maintain the data that we collect in a secure fashion.   

 

Changes to Our Privacy Policy

We reserve the right, in our sole discretion, to modify, add, or delete provisions of this privacy policy at any time.  We will post the effective date of the most recent change at the top of this privacy policy.  We urge you to come back to this Website and review this privacy policy regularly so that you remain aware of the terms and conditions that apply to you when you use this Website.

 

Contact Information
If you have any comments or questions about our privacy policy, please contact us by e-mail at info@elendingsaver.com, by mail at 21175 Tomball Parkway Suite #288 Houston, TX 77070, or by phone at (888) 305-3872.

 

eLendingSaver.com is not a lender or a mortgage broker. The information you submit to eLendingSaver.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender.